We are all have a dream of owning a beautiful house and our home loan produce with its attractive features, competitive interest rate, easy documentation and flexible repayment plans ensues that your desire of owning a house is no longer distant dream. If you are aged at least 18 years and are under an employment having a take away pay sufficient to cover the installments, you can approach to avail our customized mortgage loan.
You Can Entertain
• House construction loan
• Readymade house purchase
• Plot purchase
• Renovation/ Extension of your house
• Loan against your House( Home Advantage)
• Refinancing from your Existing financier.
• Minimum 40% equity contribution
• Maximum tenor of 10 years
• Maximum loan amount up to NPR. 1 million
• Easy repayment plan (equal monthly installment spread over a maximum period of 15 years
• Lower interest rates
• Quick Processing Time
• Easy documentation
• Passport size photo of applicants / guarantor
• Copy of citizenship document of borrowers / guarantor
• Copy of Land ownership document (lal purja)
• Copy of Transfer deed (Rajinama)
• Blue Print of Land
• Building construction approval from Municipality / VDC along with drawing plans (applicable where building is involved).
• Char Killa (four boundary)
• Land revenue Tax Receipt (malpot receipt)
• Income certifying document (Salary letter, Audited balance sheet, rental agreement etc.)
• Firm / company registration and PAN in case of business entity.